Credit builder accounts or “credit builder loans”, have been offered by community banks and credit unions for decades. These financial products, technically known as "savings-secured loans" or "CD*-secured loans”, have helped thousands of people responsibly establish credit history in a safe, responsible way.

Self Lender partnered with City National Bank of New Jersey. Self Lender is the first company to offer the credit builder account entirely online.

* Certificate of Deposit ("CD") account