Our bank partners, Sunrise Banks, N.A. and Lead Bank report each month to all three of the major credit bureaus: Experian, Equifax, and TransUnion.

Payments typically appear on your credit report 60 days from your first due date. Credit data is compiled at the end of each month and reported to the credit bureaus at the beginning of the following month. The credit bureaus then decide when to post the data, but it usually appears in the second half of the month as Sunrise Banks, N.A. or Lead Bank.