We need your SSN to display your monthly credit score, and to provide you with credit monitoring. If you choose to get a credit builder account, then your SSN is needed for credit reporting and loan servicing purposes.

“Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.”

Learn more about how Self Lender keeps your data safe.