Credit Builder Accounts, otherwise known as credit builder loans, have been offered by community banks and credit unions for decades. These financial products, technically known as Savings-Secured Loans or Certificate of Deposit (CD)-Secured Loans, have helped many thousands of people establish credit history in a safe, responsible way. 

Before Self existed, these loans were only available in certain geographic areas at some community organizations, community banks and credit unions. Self is the first company to offer a credit builder loan, what we call a Credit Builder Account, online or via our mobile app in all 50 states.