Many people who are young, new to the U.S., or those who have never applied for a loan or credit card do not have a credit score. 

If you do not see a credit score in your Self Lender dashboard, then it could mean you are one of the 26 million “credit invisible” adults in the U.S.

This means you either have no credit history, or do not have enough of a credit history to produce a credit score. 

However, having an insufficient credit history doesn’t mean you’ll be permanently left out in the financial “cold.” The first step towards getting a credit score is to establish credit history. One way you can do this is through the Self Lender Credit Builder Account.

For more information on the 5 factors that go into your credit score, read this blog. 

For more information on how to build credit responsibly, read this simple guide to building credit.