Will I be denied if I have bad credit or no credit?
We do not deny anyone for a Self Credit Builder Account based on their credit score.
In addition, please note that if you do apply for a Credit Builder Account and are denied, your credit score will not be harmed. Neither our bank partners nor Self perform a hard inquiry on your credit report. Therefore, your rejection should not impact your credit report.
If you are denied for a Self account, you will receive an adverse action that explains your situation in detail with information about next steps you could take.