If you close your account, you have two options for paying any remaining balance (if applicable): 

1. Settle your balance by making a new payment 

2. Use the remainder of your security deposit to pay your balance. 

If your Credit Builder Account is still active when you close your credit card, the security deposit balance will be returned to your Credit Builder Account. 

If your Credit Builder Account is already closed, any remaining funds in your security deposit will be returned to you via check or ACH within 10-14 business days (about 3 weeks). 

Before closing your account, please make sure your address and bank account information are up to date, so you can get your money!